Call report 2011Q1
MERCHANTS & SOUTHERN BANK — 2011Q1
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2011Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 385,008,000 | USD | evidence → |
| Total loans | 261,663,000 | USD | evidence → |
| Allowance for loan losses | 8,728,000 | USD | evidence → |
| Securities available for sale | 76,838,000 | USD | evidence → |
| Securities held to maturity | 884,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 330,510,000 | USD | evidence → |
| Interest-bearing deposits | 253,920,000 | USD | evidence → |
| Noninterest-bearing deposits | 76,591,000 | USD | evidence → |
| Equity capital | 31,021,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,026,000 | USD | evidence → |
| Interest expense | 824,000 | USD | evidence → |
| Net interest income | 3,202,000 | USD | evidence → |
| Noninterest income | 509,000 | USD | evidence → |
| Noninterest expense | 2,687,000 | USD | evidence → |
| Provision for loan losses | 570,000 | USD | evidence → |
| Pretax income | 454,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 454,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,464,000 | USD | evidence → |
| Total capital | 35,044,000 | USD | evidence → |
| Risk-weighted assets | 281,252,000 | USD | evidence → |