Call report 2010Q2
MERCHANTS & SOUTHERN BANK — 2010Q2
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2010Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 400,794,000 | USD | evidence → |
| Total loans | 287,592,000 | USD | evidence → |
| Allowance for loan losses | 4,678,000 | USD | evidence → |
| Securities available for sale | 71,553,000 | USD | evidence → |
| Securities held to maturity | 1,244,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 329,440,000 | USD | evidence → |
| Interest-bearing deposits | 258,856,000 | USD | evidence → |
| Noninterest-bearing deposits | 70,584,000 | USD | evidence → |
| Equity capital | 35,864,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,780,000 | USD | evidence → |
| Interest expense | 2,424,000 | USD | evidence → |
| Net interest income | 7,356,000 | USD | evidence → |
| Noninterest income | 1,079,000 | USD | evidence → |
| Noninterest expense | 6,385,000 | USD | evidence → |
| Provision for loan losses | 221,000 | USD | evidence → |
| Pretax income | 1,829,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,829,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,190,000 | USD | evidence → |
| Total capital | 36,970,000 | USD | evidence → |
| Risk-weighted assets | 301,481,000 | USD | evidence → |