Call report 2010Q1
MERCHANTS & SOUTHERN BANK — 2010Q1
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2010Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 400,604,000 | USD | evidence → |
| Total loans | 292,661,000 | USD | evidence → |
| Allowance for loan losses | 4,361,000 | USD | evidence → |
| Securities available for sale | 71,219,000 | USD | evidence → |
| Securities held to maturity | 1,241,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 332,027,000 | USD | evidence → |
| Interest-bearing deposits | 262,119,000 | USD | evidence → |
| Noninterest-bearing deposits | 69,908,000 | USD | evidence → |
| Equity capital | 34,051,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,967,000 | USD | evidence → |
| Interest expense | 1,270,000 | USD | evidence → |
| Net interest income | 3,697,000 | USD | evidence → |
| Noninterest income | 538,000 | USD | evidence → |
| Noninterest expense | 3,223,000 | USD | evidence → |
| Provision for loan losses | 110,000 | USD | evidence → |
| Pretax income | 902,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 902,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,848,000 | USD | evidence → |
| Total capital | 36,683,000 | USD | evidence → |
| Risk-weighted assets | 306,245,000 | USD | evidence → |