Call report 2009Q4
MERCHANTS & SOUTHERN BANK — 2009Q4
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 403,197,000 | USD | evidence → |
| Total loans | 296,337,000 | USD | evidence → |
| Allowance for loan losses | 4,250,000 | USD | evidence → |
| Securities available for sale | 70,112,000 | USD | evidence → |
| Securities held to maturity | 1,239,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 334,140,000 | USD | evidence → |
| Interest-bearing deposits | 268,027,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,113,000 | USD | evidence → |
| Equity capital | 33,200,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,586,000 | USD | evidence → |
| Interest expense | 5,723,000 | USD | evidence → |
| Net interest income | 14,863,000 | USD | evidence → |
| Noninterest income | 2,095,000 | USD | evidence → |
| Noninterest expense | 11,734,000 | USD | evidence → |
| Provision for loan losses | 2,459,000 | USD | evidence → |
| Pretax income | 3,520,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,520,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,389,000 | USD | evidence → |
| Total capital | 36,248,000 | USD | evidence → |
| Risk-weighted assets | 308,328,000 | USD | evidence → |