Call report 2009Q3
MERCHANTS & SOUTHERN BANK — 2009Q3
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 391,486,000 | USD | evidence → |
| Total loans | 290,880,000 | USD | evidence → |
| Allowance for loan losses | 3,472,000 | USD | evidence → |
| Securities available for sale | 70,690,000 | USD | evidence → |
| Securities held to maturity | 1,337,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 325,335,000 | USD | evidence → |
| Interest-bearing deposits | 257,014,000 | USD | evidence → |
| Noninterest-bearing deposits | 68,321,000 | USD | evidence → |
| Equity capital | 33,851,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,479,000 | USD | evidence → |
| Interest expense | 4,389,000 | USD | evidence → |
| Net interest income | 11,090,000 | USD | evidence → |
| Noninterest income | 1,600,000 | USD | evidence → |
| Noninterest expense | 8,758,000 | USD | evidence → |
| Provision for loan losses | 1,409,000 | USD | evidence → |
| Pretax income | 3,277,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,277,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,608,000 | USD | evidence → |
| Total capital | 36,080,000 | USD | evidence → |
| Risk-weighted assets | 306,823,000 | USD | evidence → |