Call report 2009Q2
MERCHANTS & SOUTHERN BANK — 2009Q2
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 396,515,000 | USD | evidence → |
| Total loans | 295,564,000 | USD | evidence → |
| Allowance for loan losses | 2,673,000 | USD | evidence → |
| Securities available for sale | 74,418,000 | USD | evidence → |
| Securities held to maturity | 1,335,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 328,361,000 | USD | evidence → |
| Interest-bearing deposits | 260,765,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,596,000 | USD | evidence → |
| Equity capital | 33,511,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,317,000 | USD | evidence → |
| Interest expense | 2,973,000 | USD | evidence → |
| Net interest income | 7,344,000 | USD | evidence → |
| Noninterest income | 1,090,000 | USD | evidence → |
| Noninterest expense | 6,096,000 | USD | evidence → |
| Provision for loan losses | 121,000 | USD | evidence → |
| Pretax income | 2,217,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,217,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,132,000 | USD | evidence → |
| Total capital | 34,805,000 | USD | evidence → |
| Risk-weighted assets | 312,093,000 | USD | evidence → |