Call report 2009Q1
MERCHANTS & SOUTHERN BANK — 2009Q1
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 394,089,000 | USD | evidence → |
| Total loans | 295,763,000 | USD | evidence → |
| Allowance for loan losses | 2,758,000 | USD | evidence → |
| Securities available for sale | 74,630,000 | USD | evidence → |
| Securities held to maturity | 1,130,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 320,937,000 | USD | evidence → |
| Interest-bearing deposits | 255,239,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,698,000 | USD | evidence → |
| Equity capital | 33,277,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,106,000 | USD | evidence → |
| Interest expense | 1,498,000 | USD | evidence → |
| Net interest income | 3,608,000 | USD | evidence → |
| Noninterest income | 558,000 | USD | evidence → |
| Noninterest expense | 2,963,000 | USD | evidence → |
| Provision for loan losses | 206,000 | USD | evidence → |
| Pretax income | 997,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 997,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,498,000 | USD | evidence → |
| Total capital | 34,256,000 | USD | evidence → |
| Risk-weighted assets | 312,395,000 | USD | evidence → |