Call report 2008Q1
MERCHANTS & SOUTHERN BANK — 2008Q1
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 364,121,000 | USD | evidence → |
| Total loans | 274,183,000 | USD | evidence → |
| Allowance for loan losses | 2,457,000 | USD | evidence → |
| Securities available for sale | 62,433,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 292,694,000 | USD | evidence → |
| Interest-bearing deposits | 223,583,000 | USD | evidence → |
| Noninterest-bearing deposits | 69,111,000 | USD | evidence → |
| Equity capital | 29,312,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,460,000 | USD | evidence → |
| Interest expense | 2,208,000 | USD | evidence → |
| Net interest income | 3,252,000 | USD | evidence → |
| Noninterest income | 580,000 | USD | evidence → |
| Noninterest expense | 2,675,000 | USD | evidence → |
| Provision for loan losses | 202,000 | USD | evidence → |
| Pretax income | 939,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 939,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,630,000 | USD | evidence → |
| Total capital | 31,087,000 | USD | evidence → |
| Risk-weighted assets | 294,072,000 | USD | evidence → |