Call report 2008Q2
MERCHANTS & SOUTHERN BANK — 2008Q2
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 367,921,000 | USD | evidence → |
| Total loans | 274,861,000 | USD | evidence → |
| Allowance for loan losses | 2,471,000 | USD | evidence → |
| Securities available for sale | 58,022,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 296,554,000 | USD | evidence → |
| Interest-bearing deposits | 230,087,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,467,000 | USD | evidence → |
| Equity capital | 27,512,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,729,000 | USD | evidence → |
| Interest expense | 3,996,000 | USD | evidence → |
| Net interest income | 6,733,000 | USD | evidence → |
| Noninterest income | 1,079,000 | USD | evidence → |
| Noninterest expense | 5,399,000 | USD | evidence → |
| Provision for loan losses | 774,000 | USD | evidence → |
| Pretax income | 1,623,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,623,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,814,000 | USD | evidence → |
| Total capital | 31,285,000 | USD | evidence → |
| Risk-weighted assets | 299,585,000 | USD | evidence → |