Call report 2007Q4
MERCHANTS & SOUTHERN BANK — 2007Q4
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 347,398,000 | USD | evidence → |
| Total loans | 256,756,000 | USD | evidence → |
| Allowance for loan losses | 2,305,000 | USD | evidence → |
| Securities available for sale | 72,337,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 262,432,000 | USD | evidence → |
| Interest-bearing deposits | 200,327,000 | USD | evidence → |
| Noninterest-bearing deposits | 62,105,000 | USD | evidence → |
| Equity capital | 27,080,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,019,000 | USD | evidence → |
| Interest expense | 9,296,000 | USD | evidence → |
| Net interest income | 12,723,000 | USD | evidence → |
| Noninterest income | 2,056,000 | USD | evidence → |
| Noninterest expense | 10,443,000 | USD | evidence → |
| Provision for loan losses | 228,000 | USD | evidence → |
| Pretax income | 4,115,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,115,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,314,000 | USD | evidence → |
| Total capital | 30,619,000 | USD | evidence → |
| Risk-weighted assets | 277,166,000 | USD | evidence → |