Call report 2025Q1
CITIZENS & NORTHERN BANK — 2025Q1
The 22 measures CITIZENS & NORTHERN BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,596,960,000 | USD | evidence → |
| Total loans | 1,899,902,000 | USD | evidence → |
| Allowance for loan losses | 20,172,000 | USD | evidence → |
| Securities available for sale | 397,209,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,120,521,000 | USD | evidence → |
| Interest-bearing deposits | 1,614,332,000 | USD | evidence → |
| Noninterest-bearing deposits | 506,189,000 | USD | evidence → |
| Equity capital | 291,450,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,626,000 | USD | evidence → |
| Interest expense | 11,392,000 | USD | evidence → |
| Net interest income | 20,234,000 | USD | evidence → |
| Noninterest income | 6,991,000 | USD | evidence → |
| Noninterest expense | 18,830,000 | USD | evidence → |
| Provision for loan losses | 228,000 | USD | evidence → |
| Pretax income | 8,172,000 | USD | evidence → |
| Income tax | 1,561,000 | USD | evidence → |
| Net income | 6,611,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 269,281,000 | USD | evidence → |
| Total capital | 289,916,000 | USD | evidence → |
| Risk-weighted assets | 1,903,456,000 | USD | evidence → |
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Every figure shown here about CITIZENS & NORTHERN BANK — 2025Q1 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.