Call report 2024Q4
CITIZENS & NORTHERN BANK — 2024Q4
The 22 measures CITIZENS & NORTHERN BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,598,537,000 | USD | evidence → |
| Total loans | 1,898,333,000 | USD | evidence → |
| Allowance for loan losses | 20,035,000 | USD | evidence → |
| Securities available for sale | 391,142,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,111,547,000 | USD | evidence → |
| Interest-bearing deposits | 1,608,955,000 | USD | evidence → |
| Noninterest-bearing deposits | 502,592,000 | USD | evidence → |
| Equity capital | 285,465,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 127,693,000 | USD | evidence → |
| Interest expense | 47,593,000 | USD | evidence → |
| Net interest income | 80,100,000 | USD | evidence → |
| Noninterest income | 29,204,000 | USD | evidence → |
| Noninterest expense | 73,350,000 | USD | evidence → |
| Provision for loan losses | 2,430,000 | USD | evidence → |
| Pretax income | 33,751,000 | USD | evidence → |
| Income tax | 6,507,000 | USD | evidence → |
| Net income | 27,244,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 267,231,000 | USD | evidence → |
| Total capital | 287,721,000 | USD | evidence → |
| Risk-weighted assets | 1,894,587,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about CITIZENS & NORTHERN BANK — 2024Q4 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.