Call report 2025Q2
CITIZENS & NORTHERN BANK — 2025Q2
The 22 measures CITIZENS & NORTHERN BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,598,271,000 | USD | evidence → |
| Total loans | 1,923,184,000 | USD | evidence → |
| Allowance for loan losses | 21,699,000 | USD | evidence → |
| Securities available for sale | 394,743,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,127,673,000 | USD | evidence → |
| Interest-bearing deposits | 1,604,102,000 | USD | evidence → |
| Noninterest-bearing deposits | 523,571,000 | USD | evidence → |
| Equity capital | 295,898,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 63,995,000 | USD | evidence → |
| Interest expense | 22,362,000 | USD | evidence → |
| Net interest income | 41,633,000 | USD | evidence → |
| Noninterest income | 15,174,000 | USD | evidence → |
| Noninterest expense | 37,971,000 | USD | evidence → |
| Provision for loan losses | 2,303,000 | USD | evidence → |
| Pretax income | 16,262,000 | USD | evidence → |
| Income tax | 3,142,000 | USD | evidence → |
| Net income | 13,120,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 271,878,000 | USD | evidence → |
| Total capital | 294,320,000 | USD | evidence → |
| Risk-weighted assets | 1,935,242,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about CITIZENS & NORTHERN BANK — 2025Q2 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.