Call report 2012Q3
CITIZENS & NORTHERN BANK — 2012Q3
The 22 measures CITIZENS & NORTHERN BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,298,426,000 | USD | evidence → |
| Total loans | 701,995,000 | USD | evidence → |
| Allowance for loan losses | 7,792,000 | USD | evidence → |
| Securities available for sale | 475,756,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,014,931,000 | USD | evidence → |
| Interest-bearing deposits | 825,165,000 | USD | evidence → |
| Noninterest-bearing deposits | 189,766,000 | USD | evidence → |
| Equity capital | 166,059,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,846,000 | USD | evidence → |
| Interest expense | 7,132,000 | USD | evidence → |
| Net interest income | 35,714,000 | USD | evidence → |
| Noninterest income | 11,876,000 | USD | evidence → |
| Noninterest expense | 26,984,000 | USD | evidence → |
| Provision for loan losses | 421,000 | USD | evidence → |
| Pretax income | 22,413,000 | USD | evidence → |
| Income tax | 6,092,000 | USD | evidence → |
| Net income | 16,321,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 143,521,000 | USD | evidence → |
| Total capital | 151,320,000 | USD | evidence → |
| Risk-weighted assets | 710,132,000 | USD | evidence → |