Call report 2012Q2
CITIZENS & NORTHERN BANK — 2012Q2
The 22 measures CITIZENS & NORTHERN BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,315,932,000 | USD | evidence → |
| Total loans | 707,624,000 | USD | evidence → |
| Allowance for loan losses | 7,657,000 | USD | evidence → |
| Securities available for sale | 466,506,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,031,362,000 | USD | evidence → |
| Interest-bearing deposits | 830,534,000 | USD | evidence → |
| Noninterest-bearing deposits | 200,828,000 | USD | evidence → |
| Equity capital | 162,624,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,110,000 | USD | evidence → |
| Interest expense | 4,903,000 | USD | evidence → |
| Net interest income | 24,207,000 | USD | evidence → |
| Noninterest income | 7,792,000 | USD | evidence → |
| Noninterest expense | 16,621,000 | USD | evidence → |
| Provision for loan losses | 185,000 | USD | evidence → |
| Pretax income | 15,394,000 | USD | evidence → |
| Income tax | 4,226,000 | USD | evidence → |
| Net income | 11,168,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 139,590,000 | USD | evidence → |
| Total capital | 147,313,000 | USD | evidence → |
| Risk-weighted assets | 702,534,000 | USD | evidence → |