Call report 2012Q4
CITIZENS & NORTHERN BANK — 2012Q4
The 22 measures CITIZENS & NORTHERN BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,274,880,000 | USD | evidence → |
| Total loans | 686,455,000 | USD | evidence → |
| Allowance for loan losses | 6,857,000 | USD | evidence → |
| Securities available for sale | 460,861,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,008,356,000 | USD | evidence → |
| Interest-bearing deposits | 816,447,000 | USD | evidence → |
| Noninterest-bearing deposits | 191,909,000 | USD | evidence → |
| Equity capital | 168,542,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 56,235,000 | USD | evidence → |
| Interest expense | 9,032,000 | USD | evidence → |
| Net interest income | 47,203,000 | USD | evidence → |
| Noninterest income | 16,224,000 | USD | evidence → |
| Noninterest expense | 34,940,000 | USD | evidence → |
| Provision for loan losses | 288,000 | USD | evidence → |
| Pretax income | 30,478,000 | USD | evidence → |
| Income tax | 8,303,000 | USD | evidence → |
| Net income | 22,175,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 145,596,000 | USD | evidence → |
| Total capital | 152,462,000 | USD | evidence → |
| Risk-weighted assets | 683,308,000 | USD | evidence → |