Call report 2025Q3
SOMERSET TRUST COMPANY — 2025Q3
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,493,734,000 | USD | evidence → |
| Total loans | 1,644,299,000 | USD | evidence → |
| Allowance for loan losses | 20,991,000 | USD | evidence → |
| Securities available for sale | 622,507,000 | USD | evidence → |
| Securities held to maturity | 4,672,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,061,042,000 | USD | evidence → |
| Interest-bearing deposits | 1,602,795,000 | USD | evidence → |
| Noninterest-bearing deposits | 458,247,000 | USD | evidence → |
| Equity capital | 178,393,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 99,132,000 | USD | evidence → |
| Interest expense | 33,870,000 | USD | evidence → |
| Net interest income | 65,262,000 | USD | evidence → |
| Noninterest income | 14,602,000 | USD | evidence → |
| Noninterest expense | 54,076,000 | USD | evidence → |
| Provision for loan losses | 2,852,000 | USD | evidence → |
| Pretax income | 22,501,000 | USD | evidence → |
| Income tax | 3,749,000 | USD | evidence → |
| Net income | 18,752,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 212,089,000 | USD | evidence → |
| Total capital | 234,939,000 | USD | evidence → |
| Risk-weighted assets | 1,858,962,000 | USD | evidence → |