Call report 2025Q4
SOMERSET TRUST COMPANY — 2025Q4
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,440,615,000 | USD | evidence → |
| Total loans | 1,611,122,000 | USD | evidence → |
| Allowance for loan losses | 21,330,000 | USD | evidence → |
| Securities available for sale | 638,713,000 | USD | evidence → |
| Securities held to maturity | 4,375,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,006,669,000 | USD | evidence → |
| Interest-bearing deposits | 1,561,518,000 | USD | evidence → |
| Noninterest-bearing deposits | 445,151,000 | USD | evidence → |
| Equity capital | 188,780,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 134,040,000 | USD | evidence → |
| Interest expense | 44,861,000 | USD | evidence → |
| Net interest income | 89,179,000 | USD | evidence → |
| Noninterest income | 19,772,000 | USD | evidence → |
| Noninterest expense | 73,941,000 | USD | evidence → |
| Provision for loan losses | 3,458,000 | USD | evidence → |
| Pretax income | 30,100,000 | USD | evidence → |
| Income tax | 4,999,000 | USD | evidence → |
| Net income | 25,101,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 216,189,000 | USD | evidence → |
| Total capital | 238,543,000 | USD | evidence → |
| Risk-weighted assets | 1,787,468,000 | USD | evidence → |