Call report 2025Q2
SOMERSET TRUST COMPANY — 2025Q2
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,446,947,000 | USD | evidence → |
| Total loans | 1,640,572,000 | USD | evidence → |
| Allowance for loan losses | 20,390,000 | USD | evidence → |
| Securities available for sale | 606,930,000 | USD | evidence → |
| Securities held to maturity | 4,658,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,012,358,000 | USD | evidence → |
| Interest-bearing deposits | 1,546,134,000 | USD | evidence → |
| Noninterest-bearing deposits | 466,224,000 | USD | evidence → |
| Equity capital | 158,008,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 65,149,000 | USD | evidence → |
| Interest expense | 22,274,000 | USD | evidence → |
| Net interest income | 42,875,000 | USD | evidence → |
| Noninterest income | 9,152,000 | USD | evidence → |
| Noninterest expense | 35,523,000 | USD | evidence → |
| Provision for loan losses | 2,064,000 | USD | evidence → |
| Pretax income | 14,122,000 | USD | evidence → |
| Income tax | 2,336,000 | USD | evidence → |
| Net income | 11,786,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 206,180,000 | USD | evidence → |
| Total capital | 228,312,000 | USD | evidence → |
| Risk-weighted assets | 1,833,748,000 | USD | evidence → |