Call report 2008Q1
SOMERSET TRUST COMPANY — 2008Q1
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 487,427,000 | USD | evidence → |
| Total loans | 292,450,000 | USD | evidence → |
| Allowance for loan losses | 4,708,000 | USD | evidence → |
| Securities available for sale | 131,130,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 397,025,000 | USD | evidence → |
| Interest-bearing deposits | 324,293,000 | USD | evidence → |
| Noninterest-bearing deposits | 72,732,000 | USD | evidence → |
| Equity capital | 40,459,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,159,000 | USD | evidence → |
| Interest expense | 3,120,000 | USD | evidence → |
| Net interest income | 4,039,000 | USD | evidence → |
| Noninterest income | 1,713,000 | USD | evidence → |
| Noninterest expense | 4,718,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 1,135,000 | USD | evidence → |
| Income tax | 159,000 | USD | evidence → |
| Net income | 976,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,407,000 | USD | evidence → |
| Total capital | 47,494,000 | USD | evidence → |
| Risk-weighted assets | 326,239,000 | USD | evidence → |