Call report 2008Q2
SOMERSET TRUST COMPANY — 2008Q2
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 498,265,000 | USD | evidence → |
| Total loans | 299,246,000 | USD | evidence → |
| Allowance for loan losses | 4,691,000 | USD | evidence → |
| Securities available for sale | 149,176,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 401,869,000 | USD | evidence → |
| Interest-bearing deposits | 324,816,000 | USD | evidence → |
| Noninterest-bearing deposits | 77,053,000 | USD | evidence → |
| Equity capital | 38,467,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,214,000 | USD | evidence → |
| Interest expense | 5,999,000 | USD | evidence → |
| Net interest income | 8,215,000 | USD | evidence → |
| Noninterest income | 3,468,000 | USD | evidence → |
| Noninterest expense | 9,399,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 2,338,000 | USD | evidence → |
| Income tax | 366,000 | USD | evidence → |
| Net income | 1,972,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,060,000 | USD | evidence → |
| Total capital | 48,244,000 | USD | evidence → |
| Risk-weighted assets | 334,080,000 | USD | evidence → |