Call report 2007Q4
SOMERSET TRUST COMPANY — 2007Q4
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 472,300,000 | USD | evidence → |
| Total loans | 298,174,000 | USD | evidence → |
| Allowance for loan losses | 4,659,000 | USD | evidence → |
| Securities available for sale | 131,577,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 380,921,000 | USD | evidence → |
| Interest-bearing deposits | 311,641,000 | USD | evidence → |
| Noninterest-bearing deposits | 69,280,000 | USD | evidence → |
| Equity capital | 39,221,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,385,000 | USD | evidence → |
| Interest expense | 13,077,000 | USD | evidence → |
| Net interest income | 16,308,000 | USD | evidence → |
| Noninterest income | 5,978,000 | USD | evidence → |
| Noninterest expense | 18,127,000 | USD | evidence → |
| Provision for loan losses | 270,000 | USD | evidence → |
| Pretax income | 3,905,000 | USD | evidence → |
| Income tax | 296,000 | USD | evidence → |
| Net income | 3,609,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,752,000 | USD | evidence → |
| Total capital | 46,759,000 | USD | evidence → |
| Risk-weighted assets | 319,818,000 | USD | evidence → |