Call report 2007Q4
CITIZENS BANK — 2007Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 545,524,000 | USD | evidence → |
| Total loans | 416,480,000 | USD | evidence → |
| Allowance for loan losses | 4,932,000 | USD | evidence → |
| Securities available for sale | 12,386,000 | USD | evidence → |
| Securities held to maturity | 70,035,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 482,358,000 | USD | evidence → |
| Interest-bearing deposits | 430,332,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,026,000 | USD | evidence → |
| Equity capital | 62,216,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,275,000 | USD | evidence → |
| Interest expense | 17,111,000 | USD | evidence → |
| Net interest income | 16,164,000 | USD | evidence → |
| Noninterest income | 3,416,000 | USD | evidence → |
| Noninterest expense | 13,957,000 | USD | evidence → |
| Provision for loan losses | 493,000 | USD | evidence → |
| Pretax income | 5,130,000 | USD | evidence → |
| Income tax | 1,033,000 | USD | evidence → |
| Net income | 4,097,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,061,000 | USD | evidence → |
| Total capital | 66,993,000 | USD | evidence → |
| Risk-weighted assets | 421,225,000 | USD | evidence → |