Call report 2008Q1
CITIZENS BANK — 2008Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 548,794,000 | USD | evidence → |
| Total loans | 422,648,000 | USD | evidence → |
| Allowance for loan losses | 5,140,000 | USD | evidence → |
| Securities available for sale | 16,193,000 | USD | evidence → |
| Securities held to maturity | 66,115,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 484,556,000 | USD | evidence → |
| Interest-bearing deposits | 432,552,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,004,000 | USD | evidence → |
| Equity capital | 62,938,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,864,000 | USD | evidence → |
| Interest expense | 4,185,000 | USD | evidence → |
| Net interest income | 3,679,000 | USD | evidence → |
| Noninterest income | 1,012,000 | USD | evidence → |
| Noninterest expense | 3,590,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 876,000 | USD | evidence → |
| Income tax | 135,000 | USD | evidence → |
| Net income | 741,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,625,000 | USD | evidence → |
| Total capital | 67,765,000 | USD | evidence → |
| Risk-weighted assets | 425,819,000 | USD | evidence → |