Call report 2007Q3
CITIZENS BANK — 2007Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 531,326,000 | USD | evidence → |
| Total loans | 401,540,000 | USD | evidence → |
| Allowance for loan losses | 4,728,000 | USD | evidence → |
| Securities available for sale | 10,313,000 | USD | evidence → |
| Securities held to maturity | 75,481,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 468,372,000 | USD | evidence → |
| Interest-bearing deposits | 414,631,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,741,000 | USD | evidence → |
| Equity capital | 60,627,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,967,000 | USD | evidence → |
| Interest expense | 12,796,000 | USD | evidence → |
| Net interest income | 12,171,000 | USD | evidence → |
| Noninterest income | 2,425,000 | USD | evidence → |
| Noninterest expense | 10,095,000 | USD | evidence → |
| Provision for loan losses | 229,000 | USD | evidence → |
| Pretax income | 4,272,000 | USD | evidence → |
| Income tax | 1,069,000 | USD | evidence → |
| Net income | 3,203,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,065,000 | USD | evidence → |
| Total capital | 65,793,000 | USD | evidence → |
| Risk-weighted assets | 417,620,000 | USD | evidence → |