Call report 2007Q2
CITIZENS BANK — 2007Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 523,298,000 | USD | evidence → |
| Total loans | 398,479,000 | USD | evidence → |
| Allowance for loan losses | 4,800,000 | USD | evidence → |
| Securities available for sale | 7,304,000 | USD | evidence → |
| Securities held to maturity | 79,553,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 461,582,000 | USD | evidence → |
| Interest-bearing deposits | 405,182,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,400,000 | USD | evidence → |
| Equity capital | 59,610,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,563,000 | USD | evidence → |
| Interest expense | 8,509,000 | USD | evidence → |
| Net interest income | 8,054,000 | USD | evidence → |
| Noninterest income | 1,561,000 | USD | evidence → |
| Noninterest expense | 6,709,000 | USD | evidence → |
| Provision for loan losses | 110,000 | USD | evidence → |
| Pretax income | 2,796,000 | USD | evidence → |
| Income tax | 691,000 | USD | evidence → |
| Net income | 2,105,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 60,132,000 | USD | evidence → |
| Total capital | 64,932,000 | USD | evidence → |
| Risk-weighted assets | 411,267,000 | USD | evidence → |