Call report 2004Q3
CITIZENS BANK — 2004Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 453,427,000 | USD | evidence → |
| Total loans | 306,789,000 | USD | evidence → |
| Allowance for loan losses | 3,884,000 | USD | evidence → |
| Securities available for sale | 152,000 | USD | evidence → |
| Securities held to maturity | 114,337,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 393,125,000 | USD | evidence → |
| Interest-bearing deposits | 347,275,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,850,000 | USD | evidence → |
| Equity capital | 47,570,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,981,000 | USD | evidence → |
| Interest expense | 4,904,000 | USD | evidence → |
| Net interest income | 12,077,000 | USD | evidence → |
| Noninterest income | 2,218,000 | USD | evidence → |
| Noninterest expense | 8,257,000 | USD | evidence → |
| Provision for loan losses | 263,000 | USD | evidence → |
| Pretax income | 5,775,000 | USD | evidence → |
| Income tax | 1,819,000 | USD | evidence → |
| Net income | 3,956,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,483,000 | USD | evidence → |
| Total capital | 51,367,000 | USD | evidence → |
| Risk-weighted assets | 348,312,000 | USD | evidence → |