Call report 2004Q4
CITIZENS BANK — 2004Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 479,119,000 | USD | evidence → |
| Total loans | 321,786,000 | USD | evidence → |
| Allowance for loan losses | 4,118,000 | USD | evidence → |
| Securities available for sale | 415,000 | USD | evidence → |
| Securities held to maturity | 106,698,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 417,743,000 | USD | evidence → |
| Interest-bearing deposits | 371,721,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,022,000 | USD | evidence → |
| Equity capital | 48,816,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,945,000 | USD | evidence → |
| Interest expense | 6,741,000 | USD | evidence → |
| Net interest income | 16,204,000 | USD | evidence → |
| Noninterest income | 2,894,000 | USD | evidence → |
| Noninterest expense | 11,023,000 | USD | evidence → |
| Provision for loan losses | 503,000 | USD | evidence → |
| Pretax income | 7,572,000 | USD | evidence → |
| Income tax | 2,370,000 | USD | evidence → |
| Net income | 5,202,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,732,000 | USD | evidence → |
| Total capital | 52,850,000 | USD | evidence → |
| Risk-weighted assets | 357,005,000 | USD | evidence → |