Call report 2004Q2
CITIZENS BANK — 2004Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 448,088,000 | USD | evidence → |
| Total loans | 287,252,000 | USD | evidence → |
| Allowance for loan losses | 3,858,000 | USD | evidence → |
| Securities available for sale | 1,358,000 | USD | evidence → |
| Securities held to maturity | 108,573,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 388,769,000 | USD | evidence → |
| Interest-bearing deposits | 345,907,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,862,000 | USD | evidence → |
| Equity capital | 46,555,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,386,000 | USD | evidence → |
| Interest expense | 3,218,000 | USD | evidence → |
| Net interest income | 8,168,000 | USD | evidence → |
| Noninterest income | 1,542,000 | USD | evidence → |
| Noninterest expense | 5,514,000 | USD | evidence → |
| Provision for loan losses | 228,000 | USD | evidence → |
| Pretax income | 3,968,000 | USD | evidence → |
| Income tax | 1,167,000 | USD | evidence → |
| Net income | 2,801,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,465,000 | USD | evidence → |
| Total capital | 50,323,000 | USD | evidence → |
| Risk-weighted assets | 331,274,000 | USD | evidence → |