Call report 2004Q1
CITIZENS BANK — 2004Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 453,235,000 | USD | evidence → |
| Total loans | 301,412,000 | USD | evidence → |
| Allowance for loan losses | 3,837,000 | USD | evidence → |
| Securities available for sale | 62,000 | USD | evidence → |
| Securities held to maturity | 102,493,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 395,120,000 | USD | evidence → |
| Interest-bearing deposits | 350,437,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,683,000 | USD | evidence → |
| Equity capital | 45,111,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,671,000 | USD | evidence → |
| Interest expense | 1,609,000 | USD | evidence → |
| Net interest income | 4,062,000 | USD | evidence → |
| Noninterest income | 755,000 | USD | evidence → |
| Noninterest expense | 2,757,000 | USD | evidence → |
| Provision for loan losses | 137,000 | USD | evidence → |
| Pretax income | 1,923,000 | USD | evidence → |
| Income tax | 566,000 | USD | evidence → |
| Net income | 1,357,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,018,000 | USD | evidence → |
| Total capital | 48,855,000 | USD | evidence → |
| Risk-weighted assets | 337,707,000 | USD | evidence → |