Call report 2003Q4
CITIZENS BANK — 2003Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 447,324,000 | USD | evidence → |
| Total loans | 289,230,000 | USD | evidence → |
| Allowance for loan losses | 3,693,000 | USD | evidence → |
| Securities available for sale | 158,000 | USD | evidence → |
| Securities held to maturity | 113,573,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 391,021,000 | USD | evidence → |
| Interest-bearing deposits | 348,662,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,359,000 | USD | evidence → |
| Equity capital | 43,894,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,604,000 | USD | evidence → |
| Interest expense | 7,041,000 | USD | evidence → |
| Net interest income | 14,563,000 | USD | evidence → |
| Noninterest income | 4,835,000 | USD | evidence → |
| Noninterest expense | 10,302,000 | USD | evidence → |
| Provision for loan losses | 955,000 | USD | evidence → |
| Pretax income | 8,141,000 | USD | evidence → |
| Income tax | 2,536,000 | USD | evidence → |
| Net income | 5,605,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,798,000 | USD | evidence → |
| Total capital | 47,491,000 | USD | evidence → |
| Risk-weighted assets | 332,388,000 | USD | evidence → |