Call report 2003Q3
CITIZENS BANK — 2003Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 425,962,000 | USD | evidence → |
| Total loans | 271,771,000 | USD | evidence → |
| Allowance for loan losses | 3,465,000 | USD | evidence → |
| Securities available for sale | 804,000 | USD | evidence → |
| Securities held to maturity | 110,327,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 370,641,000 | USD | evidence → |
| Interest-bearing deposits | 330,131,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,510,000 | USD | evidence → |
| Equity capital | 42,699,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,145,000 | USD | evidence → |
| Interest expense | 5,383,000 | USD | evidence → |
| Net interest income | 10,762,000 | USD | evidence → |
| Noninterest income | 4,078,000 | USD | evidence → |
| Noninterest expense | 7,744,000 | USD | evidence → |
| Provision for loan losses | 570,000 | USD | evidence → |
| Pretax income | 6,526,000 | USD | evidence → |
| Income tax | 2,116,000 | USD | evidence → |
| Net income | 4,410,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,600,000 | USD | evidence → |
| Total capital | 46,065,000 | USD | evidence → |
| Risk-weighted assets | 311,994,000 | USD | evidence → |