Call report 2003Q2
CITIZENS BANK — 2003Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 420,887,000 | USD | evidence → |
| Total loans | 261,643,000 | USD | evidence → |
| Allowance for loan losses | 3,247,000 | USD | evidence → |
| Securities available for sale | 1,824,000 | USD | evidence → |
| Securities held to maturity | 109,506,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 366,682,000 | USD | evidence → |
| Interest-bearing deposits | 320,608,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,074,000 | USD | evidence → |
| Equity capital | 41,373,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,718,000 | USD | evidence → |
| Interest expense | 3,638,000 | USD | evidence → |
| Net interest income | 7,080,000 | USD | evidence → |
| Noninterest income | 2,758,000 | USD | evidence → |
| Noninterest expense | 5,141,000 | USD | evidence → |
| Provision for loan losses | 340,000 | USD | evidence → |
| Pretax income | 4,357,000 | USD | evidence → |
| Income tax | 1,403,000 | USD | evidence → |
| Net income | 2,954,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,271,000 | USD | evidence → |
| Total capital | 44,518,000 | USD | evidence → |
| Risk-weighted assets | 292,686,000 | USD | evidence → |