Call report 2003Q1
CITIZENS BANK — 2003Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 401,748,000 | USD | evidence → |
| Total loans | 245,349,000 | USD | evidence → |
| Allowance for loan losses | 3,183,000 | USD | evidence → |
| Securities available for sale | 44,000 | USD | evidence → |
| Securities held to maturity | 110,069,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 348,759,000 | USD | evidence → |
| Interest-bearing deposits | 310,415,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,344,000 | USD | evidence → |
| Equity capital | 39,835,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,383,000 | USD | evidence → |
| Interest expense | 1,875,000 | USD | evidence → |
| Net interest income | 3,508,000 | USD | evidence → |
| Noninterest income | 1,250,000 | USD | evidence → |
| Noninterest expense | 2,517,000 | USD | evidence → |
| Provision for loan losses | 170,000 | USD | evidence → |
| Pretax income | 2,071,000 | USD | evidence → |
| Income tax | 655,000 | USD | evidence → |
| Net income | 1,416,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,730,000 | USD | evidence → |
| Total capital | 42,913,000 | USD | evidence → |
| Risk-weighted assets | 276,480,000 | USD | evidence → |