Call report 2002Q4
CITIZENS BANK — 2002Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 406,175,000 | USD | evidence → |
| Total loans | 236,292,000 | USD | evidence → |
| Allowance for loan losses | 3,073,000 | USD | evidence → |
| Securities available for sale | 278,000 | USD | evidence → |
| Securities held to maturity | 111,763,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 354,411,000 | USD | evidence → |
| Interest-bearing deposits | 312,055,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,356,000 | USD | evidence → |
| Equity capital | 38,549,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,639,000 | USD | evidence → |
| Interest expense | 8,282,000 | USD | evidence → |
| Net interest income | 13,357,000 | USD | evidence → |
| Noninterest income | 3,332,000 | USD | evidence → |
| Noninterest expense | 9,103,000 | USD | evidence → |
| Provision for loan losses | 520,000 | USD | evidence → |
| Pretax income | 7,066,000 | USD | evidence → |
| Income tax | 2,107,000 | USD | evidence → |
| Net income | 4,959,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,441,000 | USD | evidence → |
| Total capital | 41,514,000 | USD | evidence → |
| Risk-weighted assets | 273,382,000 | USD | evidence → |