Call report 2013Q4
VERITY BANK — 2013Q4
The 22 measures VERITY BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 162,020,000 | USD | evidence → |
| Total loans | 114,919,000 | USD | evidence → |
| Allowance for loan losses | 1,788,000 | USD | evidence → |
| Securities available for sale | 24,718,000 | USD | evidence → |
| Securities held to maturity | 1,884,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 141,495,000 | USD | evidence → |
| Interest-bearing deposits | 127,129,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,366,000 | USD | evidence → |
| Equity capital | 20,187,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,902,000 | USD | evidence → |
| Interest expense | 928,000 | USD | evidence → |
| Net interest income | 5,974,000 | USD | evidence → |
| Noninterest income | 431,000 | USD | evidence → |
| Noninterest expense | 5,134,000 | USD | evidence → |
| Provision for loan losses | 157,000 | USD | evidence → |
| Pretax income | 1,141,000 | USD | evidence → |
| Income tax | 452,000 | USD | evidence → |
| Net income | 689,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,970,000 | USD | evidence → |
| Total capital | 21,462,000 | USD | evidence → |
| Risk-weighted assets | 119,033,000 | USD | evidence → |