Call report 2013Q3
VERITY BANK — 2013Q3
The 22 measures VERITY BANK reported to the FFIEC for 2013Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 174,353,000 | USD | evidence → |
| Total loans | 115,660,000 | USD | evidence → |
| Allowance for loan losses | 1,704,000 | USD | evidence → |
| Securities available for sale | 26,114,000 | USD | evidence → |
| Securities held to maturity | 1,885,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 149,747,000 | USD | evidence → |
| Interest-bearing deposits | 135,003,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,745,000 | USD | evidence → |
| Equity capital | 20,111,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,179,000 | USD | evidence → |
| Interest expense | 703,000 | USD | evidence → |
| Net interest income | 4,476,000 | USD | evidence → |
| Noninterest income | 322,000 | USD | evidence → |
| Noninterest expense | 3,636,000 | USD | evidence → |
| Provision for loan losses | 29,000 | USD | evidence → |
| Pretax income | 1,160,000 | USD | evidence → |
| Income tax | 454,000 | USD | evidence → |
| Net income | 706,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,512,000 | USD | evidence → |
| Total capital | 21,031,000 | USD | evidence → |
| Risk-weighted assets | 121,376,000 | USD | evidence → |