Call report 2014Q1
VERITY BANK — 2014Q1
The 22 measures VERITY BANK reported to the FFIEC for 2014Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 165,154,000 | USD | evidence → |
| Total loans | 114,572,000 | USD | evidence → |
| Allowance for loan losses | 1,763,000 | USD | evidence → |
| Securities available for sale | 23,558,000 | USD | evidence → |
| Securities held to maturity | 1,884,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 144,071,000 | USD | evidence → |
| Interest-bearing deposits | 130,505,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,566,000 | USD | evidence → |
| Equity capital | 20,648,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,697,000 | USD | evidence → |
| Interest expense | 206,000 | USD | evidence → |
| Net interest income | 1,491,000 | USD | evidence → |
| Noninterest income | 63,000 | USD | evidence → |
| Noninterest expense | 1,097,000 | USD | evidence → |
| Provision for loan losses | -23,000 | USD | evidence → |
| Pretax income | 480,000 | USD | evidence → |
| Income tax | 187,000 | USD | evidence → |
| Net income | 293,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,480,000 | USD | evidence → |
| Total capital | 21,957,000 | USD | evidence → |
| Risk-weighted assets | 117,894,000 | USD | evidence → |