Call report 2012Q3
VERITY BANK — 2012Q3
The 22 measures VERITY BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 166,147,000 | USD | evidence → |
| Total loans | 115,436,000 | USD | evidence → |
| Allowance for loan losses | 1,628,000 | USD | evidence → |
| Securities available for sale | 22,586,000 | USD | evidence → |
| Securities held to maturity | 1,313,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 144,951,000 | USD | evidence → |
| Interest-bearing deposits | 132,460,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,491,000 | USD | evidence → |
| Equity capital | 17,566,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,048,000 | USD | evidence → |
| Interest expense | 978,000 | USD | evidence → |
| Net interest income | 4,070,000 | USD | evidence → |
| Noninterest income | 923,000 | USD | evidence → |
| Noninterest expense | 3,444,000 | USD | evidence → |
| Provision for loan losses | -133,000 | USD | evidence → |
| Pretax income | 1,709,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,709,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,148,000 | USD | evidence → |
| Total capital | 18,636,000 | USD | evidence → |
| Risk-weighted assets | 118,918,000 | USD | evidence → |