Call report 2012Q2
VERITY BANK — 2012Q2
The 22 measures VERITY BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 162,553,000 | USD | evidence → |
| Total loans | 110,872,000 | USD | evidence → |
| Allowance for loan losses | 1,588,000 | USD | evidence → |
| Securities available for sale | 22,720,000 | USD | evidence → |
| Securities held to maturity | 812,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 141,800,000 | USD | evidence → |
| Interest-bearing deposits | 133,463,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,337,000 | USD | evidence → |
| Equity capital | 17,123,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,307,000 | USD | evidence → |
| Interest expense | 670,000 | USD | evidence → |
| Net interest income | 2,637,000 | USD | evidence → |
| Noninterest income | 863,000 | USD | evidence → |
| Noninterest expense | 2,269,000 | USD | evidence → |
| Provision for loan losses | -173,000 | USD | evidence → |
| Pretax income | 1,404,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,404,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,802,000 | USD | evidence → |
| Total capital | 18,245,000 | USD | evidence → |
| Risk-weighted assets | 115,297,000 | USD | evidence → |