Call report 2012Q4
VERITY BANK — 2012Q4
The 22 measures VERITY BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 172,433,000 | USD | evidence → |
| Total loans | 112,059,000 | USD | evidence → |
| Allowance for loan losses | 1,724,000 | USD | evidence → |
| Securities available for sale | 24,613,000 | USD | evidence → |
| Securities held to maturity | 1,313,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 149,523,000 | USD | evidence → |
| Interest-bearing deposits | 134,722,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,801,000 | USD | evidence → |
| Equity capital | 19,499,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,785,000 | USD | evidence → |
| Interest expense | 1,241,000 | USD | evidence → |
| Net interest income | 5,544,000 | USD | evidence → |
| Noninterest income | 1,277,000 | USD | evidence → |
| Noninterest expense | 4,729,000 | USD | evidence → |
| Provision for loan losses | -37,000 | USD | evidence → |
| Pretax income | 2,172,000 | USD | evidence → |
| Income tax | -1,465,000 | USD | evidence → |
| Net income | 3,637,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,740,000 | USD | evidence → |
| Total capital | 20,210,000 | USD | evidence → |
| Risk-weighted assets | 117,374,000 | USD | evidence → |