Call report 2010Q1
VERITY BANK — 2010Q1
The 22 measures VERITY BANK reported to the FFIEC for 2010Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,245,000 | USD | evidence → |
| Total loans | 43,091,000 | USD | evidence → |
| Allowance for loan losses | 516,000 | USD | evidence → |
| Securities available for sale | 17,397,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,603,000 | USD | evidence → |
| Interest-bearing deposits | 68,613,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,990,000 | USD | evidence → |
| Equity capital | 15,328,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 751,000 | USD | evidence → |
| Interest expense | 366,000 | USD | evidence → |
| Net interest income | 385,000 | USD | evidence → |
| Noninterest income | 9,000 | USD | evidence → |
| Noninterest expense | 907,000 | USD | evidence → |
| Provision for loan losses | 81,000 | USD | evidence → |
| Pretax income | -594,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -594,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,345,000 | USD | evidence → |
| Total capital | 15,861,000 | USD | evidence → |
| Risk-weighted assets | 50,365,000 | USD | evidence → |