Call report 2010Q2
VERITY BANK — 2010Q2
The 22 measures VERITY BANK reported to the FFIEC for 2010Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 92,477,000 | USD | evidence → |
| Total loans | 50,887,000 | USD | evidence → |
| Allowance for loan losses | 610,000 | USD | evidence → |
| Securities available for sale | 20,433,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,661,000 | USD | evidence → |
| Interest-bearing deposits | 73,407,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,254,000 | USD | evidence → |
| Equity capital | 15,115,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,627,000 | USD | evidence → |
| Interest expense | 742,000 | USD | evidence → |
| Net interest income | 885,000 | USD | evidence → |
| Noninterest income | 46,000 | USD | evidence → |
| Noninterest expense | 1,813,000 | USD | evidence → |
| Provision for loan losses | 175,000 | USD | evidence → |
| Pretax income | -1,057,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,057,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,963,000 | USD | evidence → |
| Total capital | 15,573,000 | USD | evidence → |
| Risk-weighted assets | 59,928,000 | USD | evidence → |