Call report 2009Q4
VERITY BANK — 2009Q4
The 22 measures VERITY BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 73,647,000 | USD | evidence → |
| Total loans | 36,207,000 | USD | evidence → |
| Allowance for loan losses | 554,000 | USD | evidence → |
| Securities available for sale | 11,498,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 57,470,000 | USD | evidence → |
| Interest-bearing deposits | 54,875,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,595,000 | USD | evidence → |
| Equity capital | 15,839,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,842,000 | USD | evidence → |
| Interest expense | 775,000 | USD | evidence → |
| Net interest income | 1,067,000 | USD | evidence → |
| Noninterest income | 269,000 | USD | evidence → |
| Noninterest expense | 3,134,000 | USD | evidence → |
| Provision for loan losses | 592,000 | USD | evidence → |
| Pretax income | -2,386,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -2,386,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,859,000 | USD | evidence → |
| Total capital | 16,398,000 | USD | evidence → |
| Risk-weighted assets | 43,124,000 | USD | evidence → |