Call report 2009Q3
VERITY BANK — 2009Q3
The 22 measures VERITY BANK reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 58,019,000 | USD | evidence → |
| Total loans | 31,760,000 | USD | evidence → |
| Allowance for loan losses | 419,000 | USD | evidence → |
| Securities available for sale | 7,190,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 41,204,000 | USD | evidence → |
| Interest-bearing deposits | 39,168,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,036,000 | USD | evidence → |
| Equity capital | 16,532,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,221,000 | USD | evidence → |
| Interest expense | 459,000 | USD | evidence → |
| Net interest income | 762,000 | USD | evidence → |
| Noninterest income | 269,000 | USD | evidence → |
| Noninterest expense | 2,324,000 | USD | evidence → |
| Provision for loan losses | 352,000 | USD | evidence → |
| Pretax income | -1,645,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,645,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,513,000 | USD | evidence → |
| Total capital | 16,932,000 | USD | evidence → |
| Risk-weighted assets | 36,550,000 | USD | evidence → |