Call report 2008Q4
CITIZENS FIRST BANK — 2008Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 334,536,000 | USD | evidence → |
| Total loans | 302,801,000 | USD | evidence → |
| Allowance for loan losses | 3,422,000 | USD | evidence → |
| Securities available for sale | 23,542,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 239,869,000 | USD | evidence → |
| Interest-bearing deposits | 209,357,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,512,000 | USD | evidence → |
| Equity capital | 27,608,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,892,000 | USD | evidence → |
| Interest expense | 7,529,000 | USD | evidence → |
| Net interest income | 11,363,000 | USD | evidence → |
| Noninterest income | 1,756,000 | USD | evidence → |
| Noninterest expense | 6,223,000 | USD | evidence → |
| Provision for loan losses | 2,482,000 | USD | evidence → |
| Pretax income | 4,414,000 | USD | evidence → |
| Income tax | 1,649,000 | USD | evidence → |
| Net income | 2,765,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,977,000 | USD | evidence → |
| Total capital | 30,415,000 | USD | evidence → |
| Risk-weighted assets | 275,045,000 | USD | evidence → |