Call report 2008Q3
CITIZENS FIRST BANK — 2008Q3
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 327,574,000 | USD | evidence → |
| Total loans | 294,985,000 | USD | evidence → |
| Allowance for loan losses | 2,433,000 | USD | evidence → |
| Securities available for sale | 22,233,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 233,530,000 | USD | evidence → |
| Interest-bearing deposits | 222,288,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,242,000 | USD | evidence → |
| Equity capital | 27,489,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,383,000 | USD | evidence → |
| Interest expense | 5,901,000 | USD | evidence → |
| Net interest income | 8,482,000 | USD | evidence → |
| Noninterest income | 1,355,000 | USD | evidence → |
| Noninterest expense | 4,769,000 | USD | evidence → |
| Provision for loan losses | 1,392,000 | USD | evidence → |
| Pretax income | 3,676,000 | USD | evidence → |
| Income tax | 1,378,000 | USD | evidence → |
| Net income | 2,298,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,484,000 | USD | evidence → |
| Total capital | 29,937,000 | USD | evidence → |
| Risk-weighted assets | 280,232,000 | USD | evidence → |
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