Call report 2009Q1
CITIZENS FIRST BANK — 2009Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 343,310,000 | USD | evidence → |
| Total loans | 301,318,000 | USD | evidence → |
| Allowance for loan losses | 3,626,000 | USD | evidence → |
| Securities available for sale | 22,798,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 263,966,000 | USD | evidence → |
| Interest-bearing deposits | 230,668,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,298,000 | USD | evidence → |
| Equity capital | 27,489,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,080,000 | USD | evidence → |
| Interest expense | 1,410,000 | USD | evidence → |
| Net interest income | 2,670,000 | USD | evidence → |
| Noninterest income | 478,000 | USD | evidence → |
| Noninterest expense | 1,551,000 | USD | evidence → |
| Provision for loan losses | 362,000 | USD | evidence → |
| Pretax income | 1,235,000 | USD | evidence → |
| Income tax | 462,000 | USD | evidence → |
| Net income | 773,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,890,000 | USD | evidence → |
| Total capital | 30,393,000 | USD | evidence → |
| Risk-weighted assets | 280,077,000 | USD | evidence → |
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