Call report 2007Q4
CITIZENS FIRST BANK — 2007Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 323,112,000 | USD | evidence → |
| Total loans | 288,926,000 | USD | evidence → |
| Allowance for loan losses | 2,992,000 | USD | evidence → |
| Securities available for sale | 24,200,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 219,587,000 | USD | evidence → |
| Interest-bearing deposits | 207,818,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,769,000 | USD | evidence → |
| Equity capital | 26,175,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,518,000 | USD | evidence → |
| Interest expense | 10,278,000 | USD | evidence → |
| Net interest income | 11,240,000 | USD | evidence → |
| Noninterest income | 2,303,000 | USD | evidence → |
| Noninterest expense | 6,707,000 | USD | evidence → |
| Provision for loan losses | 538,000 | USD | evidence → |
| Pretax income | 6,298,000 | USD | evidence → |
| Income tax | 2,361,000 | USD | evidence → |
| Net income | 3,937,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,908,000 | USD | evidence → |
| Total capital | 28,900,000 | USD | evidence → |
| Risk-weighted assets | 273,107,000 | USD | evidence → |