Call report 2008Q1
CITIZENS FIRST BANK — 2008Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 325,950,000 | USD | evidence → |
| Total loans | 292,245,000 | USD | evidence → |
| Allowance for loan losses | 3,235,000 | USD | evidence → |
| Securities available for sale | 23,424,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 227,574,000 | USD | evidence → |
| Interest-bearing deposits | 216,054,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,520,000 | USD | evidence → |
| Equity capital | 26,635,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,029,000 | USD | evidence → |
| Interest expense | 2,203,000 | USD | evidence → |
| Net interest income | 2,826,000 | USD | evidence → |
| Noninterest income | 534,000 | USD | evidence → |
| Noninterest expense | 1,685,000 | USD | evidence → |
| Provision for loan losses | 280,000 | USD | evidence → |
| Pretax income | 1,395,000 | USD | evidence → |
| Income tax | 527,000 | USD | evidence → |
| Net income | 868,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,257,000 | USD | evidence → |
| Total capital | 29,492,000 | USD | evidence → |
| Risk-weighted assets | 285,457,000 | USD | evidence → |
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